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Homecare Agencies

Our independent and entrepreneurial spirit allows us to deliver creative, exclusive and competitive solutions to our health care provider client base.

Carrier Relations:

With hundreds of Healthcare Practice clients, we have developed the knowledge and expertise that has allowed us to forge extremely strong relationships with the top carriers providing coverage to healthcare entities.  These relationships give us the ability to represent our clients most effectively in the insurance marketplace, in turn securing the broadest coverages at the best possible price.

Heffernan’s Capabilities:

Our capabilities extend well beyond the placement of insurance programs to partnering with its customers as their outsourced Risk Management Team.  The services we provide our healthcare clients are always customized to the specific needs and desires of each specific client.  The services include:

  • Risk Identification and Analysis.
  • Establishing a client needs assessment, insurance program strategy and
    overall services timeline.
  • Development and structuring of Insurance Program to protect firm's assets, cash flow, revenues and income.
  • Assertively approach insurance marketplace to "sell" client to underwriters and thereby negotiate the best terms possible.
  • Creative and innovative in our approach to structure insurance, claims handling and other risk management programs.
  • Heffernan has "Preferred" market status with all key insurers writing healthcare entities.
  • Certificate of insurance management.
  • Seminars on risk management related issues affecting the healthcare sector.
  • Specialized loss control services provided by Registered Nurses and other healthcare professionals.
  • Claims consulting services available through our wholly owned subsidiary ART Insurance Services, Inc. 
  • Zywave Web Based Human Resources Portal

Tangible Solutions:

  • Exclusive Workers’ Compensation and Professional/General Liability programs
  • Sample employee handbooks
  • Workers’ Compensation Employer’s/Manger’s Manual (see following page)
  • Safety videos for workplace and business practices
  • Cal OSHA Log
  • Occupational Injury Checklist
  • Driver Safety written programs and procedures
  • Investigation reports
  • Sample Sexual Abuse Company policy
  • Third party loss control
  • Certificates process same day as requested
  • Annual DMV driver reports on all employees
  • Continuous seminars, training sessions and newsletters.